Insurance Programs

Need even more benefits?

Avantage Association also offers access to competitive insurance coverage options that may be provided to you through your membership participation. These programs will require an Enrollment Form to be completed and signed along with an additional charge for the premiums associated to the programs you may elect to enroll.

All insurance offered through the association is provided by a licensed broker, not the association.

For more information please call 615-823-1810.

Occupational Accident

Avantage provides access to one of the industry’s broadest Occupational Accident insurance programs available for Independent Contractor drivers. The program is eligible to truckers, moving and storage, and courier / messenger drivers who are defined as independent contractors and not required by law to be covered by workers’ compensation.

Vehicle Physical Damage

Physical Damage coverage provides 1st party property Comprehensive or Specified Perils and Collision damage to vehicles you own. We write coverage for individuals to the largest fleets of Owner/Operators and to fleet Company Owned equipment. Deductible options are available at $500 and can go to large aggregates to SIR’s.

Non-Trucking Liability

NTL is 3rd Party Bodily Injury and Property Damage coverage intended to provide liability insurance to the owner operator who has permanently leased the insured vehicle to a motor carrier and is not using that vehicle for business use at the time of the loss. NTL and Bobtail are two separate coverages and should not be used to convey the same coverage.